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We can help you to

  • Prioritise debts & overdue payments
  • Create an affordable payment plan
  • Negotiate payment agreements with your creditors
  • Create a budget so you can better manage your money in the future
  • Look at ways to increase your income, and check if you are eligible for any benefits
To do this we will
  • Look at how much money you have coming in and going out
  • List who you owe money to and how much
  • Work out which are your priority debts and suggest a payment plan
  • Look at any non-priority debts and proportion out the amount of money you have available to repay them
  • Write to all your creditors to offer payment plans and negotiate with them on your behalf